Property Foreclosure Timeline

Public Act 123 - Property Foreclosure Time Line - 2018 Property Taxes


Year of Issue - 2018

  • July 1, 2018: 2018 summer tax bills mailed by City, Township, Village Treasurers
  • August 20, 2018: 2018 summer taxes due for City only
  • September 14, 2018: 2018 summer taxes due for Townships and Villages
  • September 15, 2018: Unpaid 2018 Real Property taxes for Villages transferred to County Treasurer (4% admin fee added, 1% monthly interest)
  • December 1, 2018: 2018 winter tax bills mailed by City, Township Treasurers
  • February 14, 2019: 2018 winter taxes due for City and Townships

Delinquency Year - 2019

  • March 1, 2019: Unpaid 2018 Real Property taxes for City and Townships transferred to County Treasurer (4% admin fee added, 1% monthly interest)
  • April 2019: 1st delinquent notice sent via 1st class mail (courtesy)
  • June 1, 2019: 2nd delinquent notice sent via 1st class mail
  • September 1, 2019: 3rd delinquent notice sent via 1st class mail
  • October 1, 2019: $15 fee added (mailing expenses)
  • By February 1, 2020: 4th delinquent notice sent via 1st class mail

Forfeiture Year - 2020

  • March 1, 2020: Property forfeited to County Treasurer, $175 fee added (title search), $60 fee added (recording), $7.10 fee added (notice), 1.5% monthly interest retro active from previous year
  • June 1, 2020: $45 fee added (site inspection)
  • March 1, 2020 - January 31, 2021: Title search conducted to identify parties with legal interest, Petition seeking foreclosure filed with Circuit Court, Personal visit to each parcel with personal service and posting of notice, Final warning notice for foreclosure sent via certified mail
  • December 1, 2020: $50 fee added (publication)
  • January 2021: Notice published in Manistee News Advocate twice, Administrative Show Cause Hearing held by County Treasurer
  • February 2021: Circuit Court enters Judgement of Foreclosure
  • March 31, 2021: Last day to pay taxes before foreclosure is final

Foreclosure and Beyond - 2021

  • April 1, 2021: Foreclosure is final, ownership transfers to County Treasurer
  • July - November 2021: Two tax auctions held